I did read the fine print when looking into this which clearly stated the loans were high risk and you may not get back any of your money. I have reasonable ri

I did read the fine print when looking into this which clearly stated the loans were high risk and you may not get back any of your money. I have reasonable risk management and decided the returns weren't worth the risk, but it seems that many people either have worse risk management or were desperate to better their financial situation and saw a high-risk bet as the only option. I hope we haven't raised people with such poor risk management, so I wonder if people are desperate to gamble because they don't see a better solution.