There are something like two or three, at least single digits, genuinely legitimate large exchanges out there, they've been around for ~ ten years at this point

There are something like two or three, at least single digits, genuinely legitimate large exchanges out there, they've been around for ~ ten years at this point, and even those I wouldn't trust enough to keep a balance at for more than a day or two. All of the pure shitcoin exchanges, centralised "loan" providers, etc etc are probably going under. Most people I know have had this priced in since forever, they come and go all of the time.