That's an over-generalization... I would think most effective altruists recognise that acting unethically by for example, risking client money, is not justified

That's an over-generalization... I would think most effective altruists recognise that acting unethically by for example, risking client money, is not justified due to the long-term damage that causes. Big lies usually get found out. Most effective altruists are outraged at what SBF apparently did..