>"Helping people" implies you know what people need. No it doesn't. I'm content to outsource my charitable decision-making to recommenders that I think align w

>"Helping people" implies you know what people need. No it doesn't. I'm content to outsource my charitable decision-making to recommenders that I think align with my values. A competitor is free to come along and convince me that they'd make a better recommendation and I'll shift my money accordingly, just like buying any other product. They can even skim a bit off the top if I really trust them and give to their funds! That's the invisible hand.