> The secret is that regulators can only have a fairly limited effect Not in this case. A momentary glance from a distance at the balance sheet by a semi comp

> The secret is that regulators can only have a fairly limited effect Not in this case. A momentary glance from a distance at the balance sheet by a semi competent bank supervisor would have noticed the fraud. The question: do you hold your users' assets in segregated account is easily asked and easily answered with no.