Something like Wise works most of the time but if you have a cousin in Papau New Guinea in the jungle with a cellphone and no bank account IDK how the hell you

Something like Wise works most of the time but if you have a cousin in Papau New Guinea in the jungle with a cellphone and no bank account IDK how the hell you would send them large value in under an hour without losing your shirt. Maybe there is something and if so I'm interested in what it is (know someone else there with lots of money who really trusts you?). In any case ACH can be clawed back and it is my understanding in some exceptional circumstance a wire can too. The point never was crypto is always superior, it may be conventional is better 99.9% of the time but that 0.1% means a use case remains.