The idea that schools get to use 18 year olds as unsecured loans to build out extravagant facilities. Then those 18 year olds grow up, can't pay back the loan,

The idea that schools get to use 18 year olds as unsecured loans to build out extravagant facilities. Then those 18 year olds grow up, can't pay back the loan, so the government uses bailing them out as a political bargaining chip.