> That doesn't describe the vast majority of investors though Doesn't it? My mother did it that way. Made regular payments into her selected cooperative low-

> That doesn't describe the vast majority of investors though Doesn't it? My mother did it that way. Made regular payments into her selected cooperative low-risk mutual fund that built up a reasonable retirement pension. I know a lot of people that do that. I suppose the difference is that they don't think of themselves as investors.