In the US there are people who drive to the emergency room and wait outside in the parking lot to see if they get better or if they really need to go inside. So

In the US there are people who drive to the emergency room and wait outside in the parking lot to see if they get better or if they really need to go inside. Some of those people have insurance but would pay a deductible. I don't have data to support this, but I guess that at least 40% of Americans would agree with the statement, "I take cost into consideration when I make a call to emergency services."