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It probably varies by state, but people I know who've rear ended someone else have said that no one is interested in how it happened. The cops didn't care, and

It probably varies by state, but people I know who've rear ended someone else have said that no one is interested in how it happened. The cops didn't care, and the insurance didn't care. The rule is it's your responsibility to maintain a safe distance. So sure - the guy in front of you may have been extremely reckless, but no one involved is even going to want to hear that narrative.

dsfyu404ed 4y ago
>So sure - the guy in front of you may have been extremely reckless, but no one involved is even going to want to hear that narrative. Nobody cares about talk. Everybody lies when they have financial motive to do so and everyone who deals with accidents professionally knows this. That said, insurance companies care deeply about hard to falsify (i.e. anything better than heresay) evidince that show that their customer was not the cause of the loss (dashcam video, surveillance footage, 3rd party witness statements, etc) because the profitability of their business depends in large part on claims payouts.
- BeetleB 4y ago
  Once again: No! Not for rear ends. For other accidents, yes - I've found they want to listen. Rear ending: Not really: They just want to know who was driving the car that rear ended the other car. I got rear ended once. I spoke to the other party's insurance. Trust me - they didn't want to know why I had gotten hit. It's to their benefit to know, but for them it was an open and shut case. All they wanted to confirm was that it was their insured who had rear ended me.
  - avgDev 4y ago
    It isn't as black and white as you make it out to be. I have a dashcam, if someone cuts me off and slams on their brakes I may not have time to react. The party in front could be responsible if you can prove it with a video. The insurance company WILL CARE if you have footage. However, if someone seems to brake no reason, it is on the driver behind to stop.

dsfyu404ed 4y ago

>So sure - the guy in front of you may have been extremely reckless, but no one involved is even going to want to hear that narrative. Nobody cares about talk. Everybody lies when they have financial motive to do so and everyone who deals with accidents professionally knows this. That said, insurance companies care deeply about hard to falsify (i.e. anything better than heresay) evidince that show that their customer was not the cause of the loss (dashcam video, surveillance footage, 3rd party witness statements, etc) because the profitability of their business depends in large part on claims payouts.

BeetleB 4y ago
Once again: No! Not for rear ends. For other accidents, yes - I've found they want to listen. Rear ending: Not really: They just want to know who was driving the car that rear ended the other car. I got rear ended once. I spoke to the other party's insurance. Trust me - they didn't want to know why I had gotten hit. It's to their benefit to know, but for them it was an open and shut case. All they wanted to confirm was that it was their insured who had rear ended me.
- avgDev 4y ago
  It isn't as black and white as you make it out to be. I have a dashcam, if someone cuts me off and slams on their brakes I may not have time to react. The party in front could be responsible if you can prove it with a video. The insurance company WILL CARE if you have footage. However, if someone seems to brake no reason, it is on the driver behind to stop.