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> I don't have any cards with an annual fee. in fact, they pay me, on average about 1.9% cash back per year. How are you still getting that much? My 2% for ev
by anamax 15y ago
> I don't have any cards with an annual fee. in fact, they pay me, on average about 1.9% cash back per year.
How are you still getting that much?
My 2% for everything and 5% gas/groceries cards went away after Dodd-Frank. I've still got 3% Gas and dining and 2% travel with the occasional special but the rest, the majority, is only getting me 1%.
- encoderer 15y agoGrandfathered into the FIA (Formerly Charles Schwab) 2% visa signature card. But if you have a couple cards with the normal 1% plus rotating categories deal, you can get near 2% on average. Last I checked NASA FCU still has a 2% on everything card, and AARP has a great 5% on everything for an intro period.
- anamax 15y ago> Grandfathered into the FIA (Formerly Charles Schwab) 2% visa signature card FIA (nee Schwab) was my 2% on everything card but my account was sold to BofA, which changed the terms to 3% on gas, 2% on groceries, 1% on everything else. My usage dropped a lot with the sale, in part because my wife refuses to use anything BofA.
- encoderer 15y agoI received notice that there would be no changes to my account for the time being -- this was, oh, 6 months ago? I do know that FIA (formerly MBNA) is owned by BofA, and that accounts were being switched to the BankAmericard. Not entirely sure how criteria was chosen? For now I'm just enjoying it while it lasts.