4 ms·

I’ve bought 4 US cars (not by choice!) in the past 5 years and every single time it’s like your EU experience. 3 of the times I just shut the finance guy down i

by wil421 4y ago

I’ve bought 4 US cars (not by choice!) in the past 5 years and every single time it’s like your EU experience. 3 of the times I just shut the finance guy down immediately about the warranty crap. I already know the exact car plus options I want and how many other dealerships in the East Coast have them. Ordering a BMW was an even more pleasant experience and haggling for 6% off was easier than when I did it with my Jeeps.

gryfft 4y ago
> I've bought four cars > I just shut the finance guy down immediately > Ordering a BMW These facts paint a pretty obvious picture of why car buying is a much more pleasant experience for you than most: you have experience, you have options, you don't have a lot of patience, and you are willing to loudly signal those things "immediately," leaving no metaphorical door open for a metaphorical foot to slide into. If someone else is reading this it's worth taking into account when you deal with a higher ticket item than you usually would: in those situations, being polite is a huge disadvantage and a good salesperson will take a mile for every micrometer you give them.
- wil421 4y ago
  My wife got the BMW and I got 2 Jeep Grand Cherokees. I also helped buy a Toyota. I think the Jeep guy played more games but it was still less than 1 hour from test drive to price agreement.
spywaregorilla 4y ago
Ah but you're doing it backwards. Signal that you're a sucker for big insurance packages and they'll lower the price of the vehicle to ensure they get that juicy warranty deal from you. Only then do you change your mind and decide that you don't actually need it.
- xwdv 4y ago
  This doesn’t work because they just go back and change the price to the original higher MSRP. What you have to do is agree to financing (with no prepayment penalties) in exchange for a discount, and then, before you get the first bill you pay the car off in full.
  - rrauenza 4y ago
    Isn’t this also a win/win ? The dealer still gets their financing kickback?
    - xwdv 4y ago
      Nope if you do it too early they don’t qualify.
    - wil421 4y ago
      No the loan has a set time you have to meet before the dealer can get their kickback. Usually 6 months.

by wil421 4y ago

gryfft 4y ago

> I've bought four cars > I just shut the finance guy down immediately > Ordering a BMW These facts paint a pretty obvious picture of why car buying is a much more pleasant experience for you than most: you have experience, you have options, you don't have a lot of patience, and you are willing to loudly signal those things "immediately," leaving no metaphorical door open for a metaphorical foot to slide into. If someone else is reading this it's worth taking into account when you deal with a higher ticket item than you usually would: in those situations, being polite is a huge disadvantage and a good salesperson will take a mile for every micrometer you give them.

wil421 4y ago
My wife got the BMW and I got 2 Jeep Grand Cherokees. I also helped buy a Toyota. I think the Jeep guy played more games but it was still less than 1 hour from test drive to price agreement.

spywaregorilla 4y ago

Ah but you're doing it backwards. Signal that you're a sucker for big insurance packages and they'll lower the price of the vehicle to ensure they get that juicy warranty deal from you. Only then do you change your mind and decide that you don't actually need it.

xwdv 4y ago
This doesn’t work because they just go back and change the price to the original higher MSRP. What you have to do is agree to financing (with no prepayment penalties) in exchange for a discount, and then, before you get the first bill you pay the car off in full.
- rrauenza 4y ago
  Isn’t this also a win/win ? The dealer still gets their financing kickback?
  - xwdv 4y ago
    Nope if you do it too early they don’t qualify.
  - wil421 4y ago
    No the loan has a set time you have to meet before the dealer can get their kickback. Usually 6 months.