bunq is awesome, but you don't even need a separate IBAN, you can (and should) simply decline SEPA direct debits ("SDD Core" for non-business, which has differe

bunq is awesome, but you don't even need a separate IBAN, you can (and should) simply decline SEPA direct debits ("SDD Core" for non-business, which has different regulations than B2B SDD). And don't give them a SEPA mandate at all; there's a small link on the "add bank account" page that bypasses the SDD mandate while still allowing use of the IBAN for withdrawals. Or, better yet... don't use PayPal at all. I closed my account years ago and don't regret it one bit.