Three companies is not ‘everything’. They are frauds because they lack proper accounting controls, store money in assets they themselves control, move money be

Three companies is not ‘everything’. They are frauds because they lack proper accounting controls, store money in assets they themselves control, move money between shell companies for ‘attestations’ and pretend it’s an audit, refuse to get proper audits and because some of the people running them have a history of fraud. Bitfinex and Tether are particularly obvious.