The market for RAM and NAND is very competitive, with costs rapidly declining over time. 32GB of DDR4 is just $70, and you can get slower 2TB NVMe drives for ~$

The market for RAM and NAND is very competitive, with costs rapidly declining over time. 32GB of DDR4 is just $70, and you can get slower 2TB NVMe drives for ~$120. These are a steal IMO. RAM/SSD upgrades for pre-built computers are expensive, but that's to be expected. It's used for market segmentation. If you want cost effective upgrades, buy the base model of an upgradable machine and upgrade it yourself. For a desktop you can even start from scratch. You'll have to skip modern Macs, though.