4 ms·
The problem is that incidence for individuals is 100 %, and someone who gets to pay the full yearly deductible is likely so sick that he can't work. Lovely. Not
by HarryHirsch 4y ago
The problem is that incidence for individuals is 100 %, and someone who gets to pay the full yearly deductible is likely so sick that he can't work. Lovely. Not only do you get to pay the hospital, now you are missing a chunk of income, too, when you can least afford it!
An Obamacare Bronze plan is like the bank extending credit - they carry the umbrella after you when the sun is shining, but at the first drop of rain they disappear.
- toast0 4y agoMy point is the Platinum or whatever plan isn't any better. It's probably worse for most people. Total out of pocket is going to be higher because out ot pocket max + premiums is worse than the Bronze. Of course, paying the hospital is usually sort of optional. They're most often happy to bill you later and send you to collections, and you can let it accrue. It's not great, but if you're so sick you can't work, what are you going to do about a debt you can't afford to pay? Better to not pay it.