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Unfortunately not even banks do that. They change their fee structure all the time, only announcing that their new terms will come into effect starting date X.
by aeyes 4y ago
Unfortunately not even banks do that. They change their fee structure all the time, only announcing that their new terms will come into effect starting date X.
Then you suddenly have to pay an account fee or pay a custody fee if you keep more than 50.000€ in your account.
- someweirdperson 4y agoIn Germany banks are required to collect explicit agreement by their customers. Banks are sending out updated terms on paper, requesting a signature. Not just an "accept" checkbox. That's probably why Paypal excludes German accounts from their fees. Would they even be able to process anything on paper?
- aeyes 4y agoThis is a recent change. Check this: https://www.ing.de/hilfe/neueagb/ https://www.ing.de/hilfe/neueagb/ > In der Vergangenheit sind wir von Ihrer Zustimmung ausgegangen, wenn Sie den mitgeteilten Änderungen nicht innerhalb von 2 Monaten widersprochen haben. Seit dem Urteil des Bundesgerichtshofs im April 2021 zu den Allgemeinen Geschäftsbedingungen der Banken benötigen wir nun Ihre ausdrückliche Zustimmung. > Ab Ende November geht es los – dann brauchen wir das erste Mal Ihre Zustimmung. Im Online-Banking oder in der neuesten Version der App. So this clearly doesn't require a paper process.