3 ms·
ACA isn't an insurance plan. What was or wasn't covered, and what your out-of-pocket costs were, have nothing to do with ACA. ACA forced you to pick a plan or f
by kgwxd 4y ago
ACA isn't an insurance plan. What was or wasn't covered, and what your out-of-pocket costs were, have nothing to do with ACA. ACA forced you to pick a plan or face tax penalties, that's all, the rest is on the plan you chose. If you had chosen to not have insurance at all, you'd have paid way more that 10k and maybe even more than what you've put into your premiums already. I pay $1640 a month for full family coverage with a $600 deductible per person, per year, the second best plan I could find. I think you got a pretty bad plan at 2400/month with a 10k deductible.
- jdminhbg 4y ago> What was or wasn't covered, and what your out-of-pocket costs were, have nothing to do with ACA. This isn’t true at all, the ACA did a lot of mandating what insurance companies must cover, what maximum deductibles were, etc.
- ceejayoz 4y agoTrue, but kinda irrelevant to the point; that the ACA isn't responsible for OP's situation. The ACA sets minimum levels of coverage, and maximum levels of deductibles and out-of-pocket expenses. No plan was required to reduce healthcare coverage offered, or to raise their OOP max amounts due to it.