The “not your keys” group understands that a centralized exchange is not crypto currency. If all you’ve done is reinvent the existing monetary system minus all

The “not your keys” group understands that a centralized exchange is not crypto currency. If all you’ve done is reinvent the existing monetary system minus all regulation, oversight and value, you’ve invented absolutely nothing at all. Except, perhaps, a novel new way to convince rubes to give you their money.