How does the automated loans-on-blockchain platform discover someone’s real income and existing debts in a way that can’t be forged? If it doesn’t do that, it’s

How does the automated loans-on-blockchain platform discover someone’s real income and existing debts in a way that can’t be forged? If it doesn’t do that, it’s not really automating anything that banks currently do when deciding to extend you a loan. And if it uses existing sources like credit scores and the salary data sold by employers, then it’s merely the same as the systems banks and other consumer lenders already use.