I mean, what are they doing to generate you that money, and how safe is it? FTX gave customer deposits to Alameda, without much knowledge I'd guess they wanted

I mean, what are they doing to generate you that money, and how safe is it? FTX gave customer deposits to Alameda, without much knowledge I'd guess they wanted Alameda to generate that 8% APY, but customers weren't in the know "literally no one does what you claim", except in the FIAT world, which I see crypto enthusiasts claim FTX was under just as strict government oversight as a FIAT exchange/bank If your point is to say, even Coinbase are risking traders money, then yeah they are. If someone were to build "the TD ameritrade" of the crypto world, I guess they'd fail because they aren't giving away free money