Way back to get a Schengen tourist visa you have to prove you had a certain amount of money available to cover expenses - you just borrowed money from friends a

Way back to get a Schengen tourist visa you have to prove you had a certain amount of money available to cover expenses - you just borrowed money from friends and family for a few days, got a letter from the bank stating you had X in your bank account and then went over living in backpacker lodges and moonlight as a waitron to make money while travelling. I presume it is more difficult now.