Bingo. The only way to be profitable is to fee transactions. There are a magnitude more ways to be unprofitable, however, and because of rampant incompetence,

Bingo. The only way to be profitable is to fee transactions. There are a magnitude more ways to be unprofitable, however, and because of rampant incompetence, the the scales are clearly favoring the bold/gullible holding large bags of those who have fleeced.