worst case scenario is less probable that being hit by a car while going to my current job And even in that case it may be possible to buy insurance against th

worst case scenario is less probable that being hit by a car while going to my current job And even in that case it may be possible to buy insurance against the consequences. For example, if I am hit by a car and cannot work again, I get paid an inflation-linked sum of around 60% of my salary until my retirement date.