I'm referring to most travel agents outside of the U.S. and perhaps Europe, and many restaurants, shops, boutiques. They pass the credit card fee directly to th

I'm referring to most travel agents outside of the U.S. and perhaps Europe, and many restaurants, shops, boutiques. They pass the credit card fee directly to the customer in many instances, which I'm usually fine with. Larger stores will eat the fee but many smaller businesses can't do that.