The problem is that it is kind of like the stock market. This year's Nasdaq's bear market has only reversed a couple of years worth of growth. If you have been

The problem is that it is kind of like the stock market. This year's Nasdaq's bear market has only reversed a couple of years worth of growth. If you have been waiting on the sideline in cash for a sell off to invest for the last 10 years, you are way worse off than having jumped in at the first opportunity and taken the ups and downs of the market.