> well that folks' risk meter just wasn't registering. That's because they were probably still in school back in 2008. I remember the days of late October 2008

> well that folks' risk meter just wasn't registering. That's because they were probably still in school back in 2008. I remember the days of late October 2008 like it was yesterday, and back then I was a no-name computer programmer working for an independent mortgage broker, not a big finance schmuck from Wall Street.