I this is exactly it. When you let utilitarianism run your life, you try and maximize your ability to do good, even if you have to bend a few rules on the way.

I this is exactly it. When you let utilitarianism run your life, you try and maximize your ability to do good, even if you have to bend a few rules on the way. But outcomes aren't certain and high EV plays can still carry a substantial amount of risk, which is exactly why we have finance regulations.