Hilariously, this is _precisely_ what "fractional reserve banking is". https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://www.federalreserve.

Hilariously, this is _precisely_ what "fractional reserve banking is". https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://www.federalreserve.gov/monetarypolicy/reservereq.htm The banks have a zero-percent reserve ratio allowing them to "loan out" (and have deposited in their own bank as new funds) 100% of the 'digital assets' in their account.