> Even in the worst case, because a credit card is an abstraction over my bank account, I have the option to refuse to pay and won't lose my shirt or otherwise

> Even in the worst case, because a credit card is an abstraction over my bank account, I have the option to refuse to pay and won't lose my shirt or otherwise become despondent. That may also have unintended consequences for victims of credit card insecurity. > To wit, cryptocurrency advocates are the last people who should go around lecturing others about fraud. :P Why not? Cryptocurrency advocates know a lot more about it than most people (for good and bad reasons).