I feel like its just a feature thats on with default settings than a careful analysis of cash on hand of the average american by the restaurant owner. Anecdotal

I feel like its just a feature thats on with default settings than a careful analysis of cash on hand of the average american by the restaurant owner. Anecdotally, you are more likely to have cash on hand if you frequent street food or weed dispensaries so it probably varies by local culture quite a lot.