I would go a step further and argue that markets optimize for institutions that will seek to consolidate monopoly power and destroy the freedom of the market in

I would go a step further and argue that markets optimize for institutions that will seek to consolidate monopoly power and destroy the freedom of the market in which they formed. They specifically optimize for unethical behavior, as a natural consequence of the incentive systems in place. I argue that this is true even if there is not a large bureaucratic government to take advantage of for regulatory capture. Basically, classical economics is predicated on a knife-edge equilibrium that ironically needs government intervention in order to prevent people from deviating.