just have her move on. banking would be more stable, apparently pays more. she wouldn't get the 75k match in your scenario thats what a 50% raise using your n

just have her move on. banking would be more stable, apparently pays more. she wouldn't get the 75k match in your scenario thats what a 50% raise using your numbers? Company is probably hard limited to say 3%-10% max raise by HR policies. If she did get the raise they know she's been looking so she'd be the first to be cut in the future anyway.