Look at the bogleheads forum and wiki. The idea is just: invest in an index fund, highly diversified, cheap. There are some variations, like using an equity an

Look at the bogleheads forum and wiki. The idea is just: invest in an index fund, highly diversified, cheap. There are some variations, like using an equity and bond split, but you can just get a world all cap stock ETF and sit back. That's all. It's hard to accept you don't need to know more than this, but it's what most people should be doing.