You need a budget at any income level. Saving more early means early retirement because compound interests stack well over years and years. Or can save some h

You need a budget at any income level. Saving more early means early retirement because compound interests stack well over years and years. Or can save some hardness as you reach 55plus, when getting employed becomes harder but state welfare is still 10 years down the line. An habit to budgeting helps because people aren't always top dogs.