2 ms·
I'm really struggling at the moment. Ended a long relationship, went into a higher paying job, and realized how expensive it is to live on your own. My salery i
by MrGilbert 4y ago
I'm really struggling at the moment. Ended a long relationship, went into a higher paying job, and realized how expensive it is to live on your own. My salery is about average in my country (not much, like 10%-ish), and I'm paying off debts. These debts are what's killing me at the moment. Roughly 20% of my net income go into paying them off.
Avoid debts as the devil avoids the church. Just don't.
- bombcar 4y agoThat's the biggest problem with debt, it doesn't change when your situation changes. At least you can cancel Netflix or whatever anytime, but you can't cancel existing debt without bankruptcy.
- MrGilbert 4y agoAlso, depending on your country and culture, filing for bankruptcy is an act that requires a lot of effort and (and that's maybe worse) may lead to stigmatization.