But banks never claimed their payment services were for buyers and seller, only cash transfers. If you want consumer protection, either pay by credit card or u

But banks never claimed their payment services were for buyers and seller, only cash transfers. If you want consumer protection, either pay by credit card or use another service. When I make a Zelle transfer I get a big warning (and a box I have to check) which says "You can't reverse this transfer once complete". It's like complaining Amazon doesn't sell airline tickets. Of course not, they never intended to sell airline tickets.