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Where are they claiming it's anything but users falling for deceptive messages? The banks won't do anything because the transaction isn't fraudulent.
by LorenPechtel 4y ago
Where are they claiming it's anything but users falling for deceptive messages? The banks won't do anything because the transaction isn't fraudulent.
- usea 4y agoLying to people in order for them to send you money is fraud. Duped users are victims of fraud.
- j-bos 4y agoAgreed. That's why the fraudster's should be tried Using the bank records as evidence. When someone opens an account in one's name, that's fraud on the bank, and the bank needs to pay for it until squeezing it from the scammer. When someone convinces one to send them money under false pretenses, that's on one and one needs to pay for it until squeezing it from the scammer.
- miohtama 4y agoBut are banks responsible for fraud? Should one make a criminal report and get your money back in a court?
- NovemberWhiskey 4y agoNo; the bank won't do anything because the transaction isn't unauthorized which is the operative word in the law.
- LorenPechtel 4y agoOk, yeah, same concept. I'm saying the transaction was initiated by the person, thus the transaction is not fraud. They were defrauded into making the transaction, but the fraud happened with the person, not the bank.
- NovemberWhiskey 4y agoRight but the distinction is important - c.f. the confused people on the other branch on the thread.