> I think, only in rare circumstances, like rates being unusually high, such that they will almost certainly go down. You didn't say if that's the case now (I

> I think, only in rare circumstances, like rates being unusually high, such that they will almost certainly go down. You didn't say if that's the case now (I don't actually know one way or the other). If you look at mortgage rates over a very long period, that will help. You definitely can't just compare "now" to "last 5 years."