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> And of course, people like me who just don't have an account are outright fucked. That's not necessarily true; the models might predict that people who don't
by mdxch 15y ago
> And of course, people like me who just don't have an account are outright fucked.
That's not necessarily true; the models might predict that people who don't have accounts may be more creditworthy.
- icebraining 15y agoI don't see how would they distinguish "doesn't have an account" from "doesn't want to give it because his friends are deadbeats", so I find it hard to believe that group will be more creditworthy.