Why are we all assuming people would naturally have a large social media presence in the first place? If I have a 790 credit score and no Facebook account, do

Why are we all assuming people would naturally have a large social media presence in the first place? If I have a 790 credit score and no Facebook account, do I get a higher rate? Now you're looking at discriminatory practices based on the fact I don't engage in social media. This is a VERY slippery slope these industries are going down.