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Your employer may offer pre-tax vision insurance, this vision insurance is run by Luxottica, and works exclusively at their retail locations and brands. Someti
by Someone1234 4y ago
Your employer may offer pre-tax vision insurance, this vision insurance is run by Luxottica, and works exclusively at their retail locations and brands.
Sometimes employers will even pay part of the vision insurance premium, thus making it, so your choices are to leave that money on the table OR pay completely out of pocket post-tax dollars.
There are alternative ways to use pretax dollars on eyeware, but many people aren't familiar with them and they require some management.
- kmonsen 4y agoDoesn’t all fsa account cover glasses? Pretty easy to use that for pre tax dollars on eyeware. You can spend it wherever you want.
- LorenPechtel 4y agoNot all of us have FSAs. We're both self-employed, no FSA money.
- yencabulator 4y agoYou know, the kind of health care self-employed people are more likely to have (high deductible) is more likely to qualify for HSA -- and an HSA is great because it's like a pre-tax extra IRA allowance if you don't use it for healthcare.
- lotsofpulp 4y agoVision insurance will typically be subsidized by the employer around 50% or more, so it could still be more expensive to not use the vision insurance.
- bombcar 4y agoThe crappy "vision insurance" we got "for free" was still more expensive out of pocket than a Walmart optometrist visit + 5 pairs from Zenni. It's entirely a racket; would be like selling oil change insurance.