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I'm curious what prices you are seeing and considering no big deal; because I'm not sure if you're seeing different prices than I've seen, or just have a differ
by jrochkind1 4y ago
I'm curious what prices you are seeing and considering no big deal; because I'm not sure if you're seeing different prices than I've seen, or just have a different threshold for what would be a huge problem for most people?
I've seen like $600/month for an individual, and this is just kind of ok probably good enough insurance (with a non-trivial deductible). For a family, even more, $1800 or more a month. Again for not great insurance. For me that'd already be a significant problem, but maybe not for an ex twitter engineer? Or maybe if you are a single person in your 20s (or I forget, do they still charge different for different ages post obamacare?), or in a different state than me, it's a lot cheaper?
- ceejayoz 4y agoThose are normal prices. https://www.kff.org/report-section/ehbs-2022-section-1-cost-of-health-insurance/ https://www.kff.org/report-section/ehbs-2022-section-1-cost-... > The average annual premiums in 2022 are $7,911 for single coverage and $22,463 for family coverage. People get shocked by COBRA pricing, but it’s literally just your existing plan’s cost plus a max of 2% for administration. The real cost of health insurance is hidden from almost all Americans.
- jrochkind1 4y agoMaybe an extra $22K/year isn't a "huge problem" for the average twitter engineer with a family (although if you have enough to afford it, you probably want better insurance than that not-top-of-the-line $22K/year one), but I am confident saying it would be for most people! Those numbers to me confirm that health insurance is part of what makes it hard for Americans to quit jobs.