I am suggesting the former. Safe withdrawal rate from investments is usually considered 4 %, so each 100k invested makes you 4k a year. A few years at FAANG, as

I am suggesting the former. Safe withdrawal rate from investments is usually considered 4 %, so each 100k invested makes you 4k a year. A few years at FAANG, assuming you don't spend it all, will give you idle rich lifestyle before thirty.