> not being able to retire until I’m 70 I genuinely think that is optimistic. I'm not at all sure retirement will really be a thing in a couple of generations.

> not being able to retire until I’m 70 I genuinely think that is optimistic. I'm not at all sure retirement will really be a thing in a couple of generations. Certainly the 20-40 year retirements that are dangled don't seem likely for many people.