American banking system never ceases to disappoint me. Overdraft fees! What kind of mustache twirling Disney villain came up with that? And to have the gall of

American banking system never ceases to disappoint me. Overdraft fees! What kind of mustache twirling Disney villain came up with that? And to have the gall of touting "overdraft protection" as though it were some sort of feature and not the solution to the problem they themselves invented