No, it's a pretty bad idea. It comes with great intentions, but there is a good reason the current laws exist. People have to trust the financial system, and th

No, it's a pretty bad idea. It comes with great intentions, but there is a good reason the current laws exist. People have to trust the financial system, and this sort of activity will (because of the obvious and easy fraud) deliver a solid blow to the public's trust. You think bankers have a bad rep? Wait until you see what people think of "entrepreneurs" after a few rounds with this.