There is always a clause saying you can opt out of the arbitration stranglehold in writing, it'd be unenforceable if there wasn't. It's just that nobody gives e

There is always a clause saying you can opt out of the arbitration stranglehold in writing, it'd be unenforceable if there wasn't. It's just that nobody gives enough of a damn to utilize it, and it's time-gated, so by the time you actually run into a dispute, you're already stuck.