I am fairly confident that the rate increases we've seen over the last couple of months are going to be permanent, and we're going to keep seeing inflation for

I am fairly confident that the rate increases we've seen over the last couple of months are going to be permanent, and we're going to keep seeing inflation for quite a long time. Now I can't prove this for sure, we will see if I'm wrong or not, but I think this is definitely capital shortage territory, not fed screwing with the rate territory.