And yet, your point is completely pointless. I can easily go find another bank. By design, they're fungible. PayPal's position and "reputation" puts them in a l

And yet, your point is completely pointless. I can easily go find another bank. By design, they're fungible. PayPal's position and "reputation" puts them in a league of their own when it comes to accepting online payments. I don't even know of something that has the same mindshare. Venmo? Owned by PayPal, in yet another CLASSIC American monopolistic cannibalization, engineered to explicitly deny my ability to USE SOMEONE ELSE. Seriously, I don't know of any others besides Apple Pay. Does Ebay work with that? My point is that your options are limited, like the power company, water, or sewer.